digital banking concept

Shaping The Future of Digital Banking

About

Pegasus Alfa is a fintech company that is dedicated to making financial management and digital banking simple and accessible for everyone.


At Pegasus Alfa, we understand that today's world is more connected than ever before, and we want to provide our customers with the tools they need to stay ahead in a global market. That's why we offer multi-currency accounts that allow our users to hold and manage multiple currencies in one place. With our multi-currency accounts, users can take advantage of currency exchange rates, reduce their foreign exchange costs, and make cross-border transactions with ease.


In addition to our multi-currency accounts, we offer three levels of cards to fit our customers' needs, including Burgundy, Gold, and Platinum. Our cards are designed to provide a seamless user experience, with features like contactless payments, cash-back rewards, and real-time transaction notifications. Whether you're a casual spender or a high net worth individual, our cards are tailored to suit your lifestyle.


At Pegasus Alfa, we're committed to innovation and we're constantly looking for new ways to improve our products and services. Our team of experts is dedicated to providing our customers with the highest level of support, and we're always available to answer any questions and help you get the most out of our products. Whether you're looking for a new way to manage your finances, or you want to take your money to the next level, Pegasus Alfa is here to help.


In conclusion, Pegasus Alfa is a fintech company that is leading the way in financial management and digital banking. With our multi-currency accounts and three levels of cards, we're providing customers with the tools they need to succeed in a global market. We're determined to grow our user base world wide, and we're confident that our innovative products and commitment to customer support will help us achieve that goal. Join us today and experience the future of finance.


Company MISsion and Vision

Mission: Setting the standards for sustainable and transparent organisational and financial environment that: deliver superior value with fast and secure payments to our customers and provide innovative solutions for the markets and communities we serve by unleashing the talents of our employees.

Vision: Our vision is to create, develop and maintain the most secure, most transparent and fastest banking, transactions and payment solutions on the market.


REGULATION

Available after regulator's licence approval

FCA Licence to be obtained 2023

BaFin Licence to be obtained 2023 - 2024

Our Services

FInance

Accounts

Availability of our accounts depends on the approval of our license by the regulator, then on the area and country the customer is from, but we are actively working to expand its services globally.


We offer a variety of account types, including current accounts and multi-currency accounts, with high security measures in place to protect customers' funds.


Pegasus Alfa is set to provide customers with an International Bank Account Number (IBAN), which allows for easy and secure cross-border transfers, and local current account for settlement in local currencies. The bank also supports multiple payment systems, including:

  • Faster-Payments, CHAPS, BACHS
  • SEPA, SEPA Instant, and
  • SWIFT,

to ensure that customers can transfer funds quickly and efficiently.


With the range of account types and the advanced technology, Pegasus Alfa is well positioned to serve a diverse range of customers, from individuals to businesses globally.

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Cards

Our company provides a range of card offers tailored to meet the needs of various types of customers.


With a variety of options available, almost everyone can find a suitable card offer.


Customers can check out the offers and register for early access once the cards become available.


We have put our trust in TagSystemsUK, as our partner to ensure secure manufacturing, personalisation, and delivery of our Burgundy, Gold, and Platinum cards.


Money

Apex Premium Account / Gold & Platinum Cards

Our offer on Gold and Platinum cards provides customers with exclusive benefits and services. These benefits include higher credit limits, reward points for purchases, travel insurance, access to airport lounges, concierge support services, and more. The 24/7 concierge support service can help customers with travel bookings, restaurant reservations, and other tasks to make their lives easier. These premium cards come with added benefits and convenience, and make them a valuable option for frequent travellers or those seeking luxury experiences and customised services.

Available after regulator's licence approval

FCA Licence to be obtained 2023

BaFin Licence to be obtained 2023 - 2024

REGULATION

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Sending money globally

Sending money globally from a digital multi-currency bank account is a fast and secure way to transfer funds. With the ability to hold multiple currencies in a single account and partnerships with local banks in different countries, transfers can be completed almost instantly. Pegasus Alfa use state-of-the-art encryption technology to protect user data and transactions, ensuring that users' money and personal information are safe from cyber threats while enabling fast transactions.

Orange Blur Circle Illustration

Available after regulator's licence approval

FCA Licence to be obtained 2023

BaFin Licence to be obtained 2023 - 2024

REGULATION

Personal accounts

Pegasus Alfa Burgundy

The Free Digital Bank Account

  • Plastic Card
  • Virtual Card
  • Contactless Payments
  • Mobile Payments
  • ATM Withdrawals Available
  • AI bot Paz support
  • In-app chat
  • Deposit protection
  • 3D Secure payments
  • Two-factor authentication

Available after regulator's licence approval - Hop on the waiting list!

Pegasus Alfa Gold

The Gold Account with higher limits and premium payment options

  • Metal Veneer Card
  • Wearable bracelet
  • Virtual Card
  • Contactless Payments
  • Mobile Payments
  • ATM Withdrawals Available
  • AI bot Paz support
  • In-app chat
  • Concierge support
  • Travel insurance
  • Lifestyle insurance
  • Mobility insurance
  • Deposit protection
  • 3D Secure payments
  • Two-factor authentication
  • and more.

Available after regulator's licence approval - Hop on the waiting list!

Pegasus Alfa Platinum

The Platinum Account with perks, concierge, and even higher limits and premium payment options

  • Metal Card
  • Wearable bracelet
  • Virtual Card
  • Contactless Payments
  • Mobile Payments
  • ATM Withdrawals Available
  • AI bot Paz support
  • In-app chat
  • Concierge support
  • Winter sports insurance
  • Car rental insurance
  • Luxury car insurance
  • Smart technology insurance
  • Extra features
  • Transaction list
  • Insights on spending
  • Premium partner offers
  • Unique experiences
  • Deposit protection
  • 3D Secure payments
  • Two-factor authentication
  • and more.

Available after regulator's licence approval - Hop on the waiting list!

Business accounts

Pegasus Alfa Burgundy Business

The Free Digital Bank Account

  • Plastic Card
  • Virtual Card
  • Contactless Payments
  • ATM Withdrawals Available
  • CashBack
  • Discounts on partner's purchase
  • Mobile Payments
  • AI bot Paz support
  • In-app chat
  • Deposit protection
  • 3D Secure payments
  • Two-factor authentication

Available after regulator's licence approval - Hop on the waiting list!

Pegasus Alfa Gold Business

The Gold Account with higher limits and premium payment options

  • Metal Veneer Card
  • Wearable bracelet
  • Virtual Card
  • ATM Withdrawals Available
  • Contactless Payments
  • Mobile Payments
  • CashBack
  • Discounts on partner's purchase
  • AI bot Paz support
  • In-app chat
  • Concierge support
  • Travel insurance
  • Lifestyle insurance
  • Mobility insurance
  • Deposit protection
  • 3D Secure payments
  • Two-factor authentication
  • and more.

Available after regulator's licence approval - Hop on the waiting list!

Pegasus Alfa Platinum Business

The Platinum Account with perks, concierge, and even higher limits and premium payment options

  • Metal Card
  • Wearable bracelet
  • Virtual Card
  • ATM Withdrawals Available
  • Contactless Payments
  • Mobile Payments
  • AI bot Paz support
  • In-app chat
  • Concierge support
  • CashBack
  • Discounts on partner's purchase
  • Special offers available
  • Winter sports insurance
  • Car rental insurance
  • Luxury car insurance
  • Smart technology insurance
  • Extra features
  • Transaction list
  • Insights on spending
  • Premium partner offers
  • Unique experiences
  • Deposit protection
  • 3D Secure payments
  • Two-factor authentication
  • and more.

Available after regulator's licence approval - Hop on the waiting list!

APEX PRIME AccountS

Accounts available with ultra high limits on payments and transactions, concierge. prime, full metal Pegasus Alfa Platinum Card and more.

Personal

Private Banking

Investment Companies / Family offices / Brokerages /

Available after regulator's licence approval

FCA Licence to be obtained 2023

BaFin Licence to be obtained 2023 - 2024

REGULATION

CARDS

BURGUNDY CARD

THE BASIC CARD FOR

ALL OF YOUR PAYMENTS

Gold Card

FOR THE ACCOUNTS WITH

HIGHER PAYMENT DEMAND

Platinum card

FOR THE ACCOUNTS THAT REQUIRE

MORE CUSTOMIZATION

Available after regulator's licence approval

FCA Licence to be obtained 2023

BaFin Licence to be obtained 2023 - 2024

REGULATION

London night

HIGHLIGHTS of OUR BUSINESS PLAN

Our 2035 strategic plan aims to position us as a leading Fintech in UK and Europe with a global presence such as the GULF area and India . We aim to provide digital financial products and services to retail customers in the UK and the EU while prioritizing the human touch in crucial moments. Our primary goal is to create long-term value for our shareholders, leveraging our current position of strength and accelerating our investments in technology and developing advanced products and services. 


To achieve our objectives, we will focus on four key areas: development of operations, talent acquisition, strategic change, strategic partnerships, and development of AI focused technologies. We intend to enhance our existing efforts in these areas to future-proof our business and drive revenue growth, and expand the business towards APAC and LATAM.

The business plan for 2023-2028 is rooted in our 2035 strategic plan, which is designed to respond to the structural market trends in the fintech industry and the ever growing demand of the modern informed customer. As such, we will focus on incorporating the latest technology, sustainability, and risk management practices into our business operations, in addition to enhancing our corporate and technology driven banking, and investment capabilities. 


Our primary objective is to create sustainable long-term value for our shareholders by delivering exceptional customer satisfaction, engaging our employees and maintaining a solid financial position that includes robust capital, liquidity and cost management.


We recognize that the fintech industry is highly competitive and rapidly evolving, so we plan to stay ahead of the curve by leveraging our technological infrastructure to improve operational efficiency and reduce costs, while also enhancing the customer experience through user-friendly interfaces, faster transaction times and robust security measures.


In addition, we will continue to focus on sustainability, aligning our investments with environmental, social and governance (ESG) principles to meet the growing demand for responsible operational and investment opportunities.


Our corporate and investment banking capabilities will also be a key focus area, as we aim to expand our offerings in areas such as mergers and acquisitions, debt financing, and capital market solutions to better serve the needs of our clients.


We will also continue to prioritize savings and investments, providing our customers with a wide range of options to help them achieve their goals. In order to ensure that we remain well-positioned to manage risk effectively, we will maintain a robust risk management framework that adheres to the latest regulatory requirements.


Overall, our business plan for 2023-2028 is designed to position Pegasus Alfa as a leading fintech that delivers sustainable value to all of our stakeholders.

The long term targets. As a fintech company, and aspiring licensed EMI, and fully regulated bank, our mission is to provide our customers with the best possible financial services and to continue growing our customer accounts, credit, and debit cards beyond 6 million by 2028. We are committed to achieving our long-term financial targets, which will guide us in accelerating income growth and increasing profitability.


To achieve these long-term financial targets, we will invest in our business and capitalize on our position of strength. We aim to create stakeholders value by accelerating income growth, driving revenue growth, increasing our profitability, and future-proofing our business.


In the short-term, we have set a cost target for 2025 of GBP 35Mln. This target is aimed at growing our business in a capital-efficient manner and reaching our long-term financial targets while ensuring we maintain a strong financial position.


With our commitment to innovation and customer satisfaction, we are confident that we will continue to grow our customer accounts, credit, and debit cards beyond 6 million and achieve our long-term growth and international presence, as an incentive to build a sustainable and easy accessible financial services globally.


Regulations and licensing

  • FCA to be obtained 2023
  • BaFin to be obtained 2023 - 2024
  • FINMA to be obtained 2023 - 2024
  • CBUAE and DFSA to be obtained 2024 - 2025
  • APRA and ASIC to be obtained 2025-2026
Financial technology concept. Stock chart. Investment. Fintech.

CONTACT US

Our Address

John Stow House, 18 Bevis Marks, London, England, EC3A 7JB


Email Address

services@pegasusalfa.com

support@pegasusalfa.com

bank.transfers@pegasusalfa.com


All Rights Reserved. © 2021 - 2023 PEGASUS ALFA LTD

Registered in England and Wales under company number 13361639


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